SOURCE Ideas
Can we add a filter to restrict how many years account to be taken in consideration when affordability is calculated, regardless of more than one being mentioned?
For context, at the moment, Gen H requires 2 years account but only checks affordability looking at the most recent year account so realistically if 'Years Accounts Available' is set to 2 and only 'Last Year's Net Profits' is mentioned, the lender should return in results but it does not.
These are 2 separate criteria issues. 1 the time trading that a lender requires and 2 if they use the latest year or average. The Logic handles both of these that if the lender wants 2 years accounts but just uses the last year's income then that is what the system will use.
The product would also be set up to allow just 1 years trading if the lender will consider this as we would always set the data to the most 'generous' criteria the lender considers so as not to exclude them from sourcing