There is currenty an issue sourcing the correct Nationwide products which has already been raised however even when resolved there is no good way to identify whether a Nationwide first time buyer product should be sourced or not. Additional questions need to be asked to identidfy this as Nationwide identify eligibility for their first time buyer products by nirtgage status, not owner status. If a mortgage has not been held for 3 years irrespective of property ownership they treat them as first time buyers. There is no way to state this when sourcing and therefore the results and evidence of research are incorrect. Additional questions are needed to identify which products a customer is elligible for or more products need to source for the broker to discount.